Why should I purchase automobile
In most states automobile insurance is
a legal requirement. It is designed to
protect you financially. A driver who
does not have automobile insurance coverage
may be held financially responsible for
personal injuries and or damage to property.
What is automobile insurance?
An automobile insurance policy is a contract
between an individual policyholder and
an insurance company. The policyholder
pays a premium and in exchange the insurance
company insures against loss of or damage
to an automobile as prescribed by the
terms of the contract.
Why do I need to give so much personal
information? Will everyone have access
to my personal information?
When you request a quote from The McCoy
Agency, we only collect information necessary
to provide accurate insurance quotes.
Access to your information is limited
to people involved in processing this
information for sales, customer service
or claims service. It is not our practice
to request personal information solely
for marketing purposes. Please see our
Policy for more detailed information.
What affects my automobile insurance
A number of factors can affect the cost
of your automobile insurance, examples
of which are shown below:
- Your years
of driving experience
- Your driving record
- The annual miles driven
- The year, make,and model of your automobile
- The purpose for which the vehicle
- The location where your vehicle is
Can I request to switch my provider
if I am already insured by another automobile
Yes. You can switch automobile insurance
companies at any time. Your current insurance
company should refund the unused portion
of your premium.
If I switch from my current automobile
insurance policy, when will my new policy
Once you qualify and have paid the initial
down payment your coverage may begin.
You can process your application within
10 minutes by visiting one of our many
neighborhood independent insurance sales
Can I setup payment plans?
We can discuss your options in more details;
however, most companies will allow you
to pay your premium in full or through
a monthly payment plan depending on the
length of coverage and down payment you